Posts

2021 - Another odd year

Haven't done a massive amount. Not really gone anywhere, again! Green - My energy supplier went pop recently and Ofgem are moving me to Shell. WHOOP. Can't say i'll be staying there for very long, but it is also a wait until moved situation! Trine - I've still got a three loans that are Delayed and Restructuring post Covid which is probably to be expected. The good news is they've not been written off, but nor has much happened with them. To my mind they were always a gamble, and if the money came back then it would be rolled back in and if it didn't then I'd helped people and offset the carbon anyway. I actually added some Euros that were in a Revolut account from prior traveling and i'm up to about E800 overall.  Tesla have been silly in terms of a massive run up, which is VERY nice, though funds are mostly locked up too due to tax issues and personal circumstances! No movement on my Cybertruck order as the US version keeps getting push back due to m

Covid 19 and the Enviroment

So.....Covid....Err....YEAH THAT! Not much has been happening I guess....Plans since mid March have been VERY quiet.....The flights and stuff I offset didn't happen, but I'd invested the money on purchase of the tickets and well, less carbon is always a bonus! The good news is that in lockdowns the air quality got MUCH better and a lot of people are now working from home which is also helping. My idea of investing in TESLA  threw me a bit of a curve ball....26  shares at $233 ($6058) went on a SILLY run.....The price for TESLA today is ~$434, but they also split 5 for 1 (26 x 5 x $434 = $56,420) I was SO wrong on the £12k capital gains thing - I sold a few here and there and now have some of those shares in an ISA account now (£3 a month, well worth it), but I've still got a load of TESLA shares I can't sell without getting hit by capital gains tax...As problems to have, there are worse.....And well that TESLA car looks a lot closer. I wanted the Cybertrukk and even pu

Carbon Self Tax

Image
We do a German festival each year. It is one of the highlights of our calendar and it is amazing. Leipzig is deep in Germany and whilst technically, ferry & drive, it would take at least an extra day each way. Alas due to work I'm limited in the length of time I can take off. The festival is on the edge of this in terms of time already. It is plausible to train it, particularly if you live in London. We don't so it adds getting to London, then multiple trains to get to Leipzig. We both had back issues and tend to limit lifting and shifting of heavy cases as much as possible. It would be a very long day of lifting and shifting to do the train. Also having a rough look (eurostar is only 3 months bookable) at costs it is double plus! Flying takes two flights. Birmingham to probably Frankfurt, Frankfurt to Halle. It is the way we did last year after the Stanstead direct to Halle stopped running. It IS plausible to train down from Frankfurt and I looked at the carbon impact vers

Carbon Offset Investing - revisited

So back in September 2019 I posted about Carbon Offset investing . I tried €50 as an experiment and it seemed to work OK. I talked about putting some more in and actually ended up rounding my total investment up to  €500 I've always considered this more as a charitable gift in my head as to be fair it still seems a bit too good to be true. 5-7% is a very good rate, helping people and reducing carbon emissions too. Personally as long as it hits a good carbon reduction and also helps people, then as a carbon offset charitable thing it wins in my book. The Split being Greenlight Planet - 30% (€150) Solynta - 30% (€150) Daystar Power - 20% (€100) Kingo - 20% (€100) Which adds up to some supporting health, education, growth, reducing poverty, sustainable cities and the big one of interest, a total of 29.15 Tons (26,444 Kg) of carbon reduced - Which to be honest is staggering! After 4 months I have actually received some small interest back from Solynta & Greenlight a

My car

My Car - I've a 2005 Audi A8 D3 4.2 petrol V8 (288 g/km). It's a nice car and i've had it about 3 years and it's always been pretty good to me, but I've been looking at changing it for a while. Since I used to have an older version of the S8 I've been keeping an eye on the market with an idea of upgrading. I've almost done it a couple of times, going to look at cars but never quite being happy with the ones I've seen. Following this journey i've had a look at the specs of the Audi D3 V10 S8 in a bit of a different light and at 319 g/km emissions, i'm just not sure I can afford that! The ~£500 tax isn't the bit that bothers me, nor the poor fuel economy because I could afford the money to run it. It's that extra 31g/km increase that I am no longer happy with.  On a roughly average (for me) year i'm at about 15,000 miles, so : 15,000 miles = 24140 ,  31g = 0.000031  tonnes 0.000031 x 24140 = 0.748 tonnes of extra CO2 That unfort

Tesla

Image
I couldn't afford a Tesla, or perhaps I won't at the moment. It's a bit of shame as the recent Model 3 is rated as one of the best cars, yeah, not just for an EV, but for all cars. It looks awesome, is full of tech and i know i'd love it! It would handle my commute for week or two and even be good for most longer range journeys without even needing to charge away from home, let alone the awesome supercharger network. They are definitely the way forwards and the normal major brands are still struggling to get to the level of the older Model S, let alone the model 3 or the soon to be released crossover model Y that'll take the car world by storm. The sales stats for the Model 3  are epic. I totally believe in the company, their vision and for shaking up the car industry and pushing Electric Vehicles into the forefront. The BASIC model 3 is £37k, I'd prefer the awd long range at £46k and neither include the £6k autopilot. Either would be way more of a stretch tha

Carbon Offset Investing?

Image
As per this Climate Change Youtube Video at about 14mins in mentioned something that piqued my interest. Investing in Solar for developing countries can make a huge difference in terms of reducing carbon emissions and a tonne of carbon is a tonne of carbon! Also it improves the standard of living for people, helps education and can give a return on investment. That makes it a triple WIN if not more! A swift bit of research and on   TRINE which was linked in the video sources and it has existed for a few years, there are some news stories of successful investments and it appears to be genuine.  As per ANY investing thing, due diligence is always advised and if I am honest, this is probably one of the riskier ideas in terms of capitalist ideals. Whilst Trine exists as a platform/company i'm not sure you have much comeback on them, pretty much like kickstarter, they are a facilitator and the loan becomes between you and the 3rd party. They rate them which is probably better than